StatimFP&A

Board-ready finance.
From your live books.

Connect Xero or QuickBooks and Statim produces your management accounts, board packs, 12-month cash forecast and group consolidation — every number passing 70+ checks before anyone can publish it.

Early access is rolling out to SME finance teams, accounting practices and portfolio investors now.

Month-end closeHarbourline Ltd · Jun 2026
Ready
0TRUST SCORE
70+ deterministic checks, weighted by money at stake.
Publishing is gated until they pass.
  • Trial balance balances£0.00 variance
  • Bank reconciled to statement3 accounts
  • FX translation appliedAED → GBP
  • Prior period still ties outMay 2026
  • Mapping coverage complete100% of TB
Close completed in 4m 12s
Works with your books
XeroQuickBooksSageFreeAgentTrial balance upload

Watch a month close.

Live bookkeeping in. A checked, board-ready pack out. The full flow, on real numbers, in one take.

Prefer YouTube? Watch it there ↗

Three steps. No spreadsheets.

Connect once and every close after that runs itself.

1

Link your books

Connect Xero or QuickBooks in minutes, or upload a trial balance. Statim maps every account to a standard financial taxonomy automatically — deterministic rules, not guesswork.

2

Statim closes the month

P&L, balance sheet, cashflow, working capital and a 12-month cash forecast — reconciled, FX-translated and fact-checked by the Trust Engine before a single page is produced.

3

Board-ready output

Polished board packs with commentary and charts, live dashboards, or plain-English answers from the AI accountant. Share securely by magic link — trust verdict stamped on the front.

The Financial Trust Engine

Numbers you can sign off on.
An AI that can't lie about them.

Every close runs through 70+ deterministic checks — coverage, reconciliation, integrity and more — weighted by the money at stake. The score is useful; the gate is the point. A pack that fails its checks does not go out.

● Ready — publish with confidence ● Review required — issues flagged ● Blocked — publishing gated

01Hard-gated publishing

A blocked entity cannot ship a board pack. Overrides require a named person, a documented reason and a time limit — with a full audit trail.

02Checked before the AI speaks

Unchecked numbers are never sent to the AI at all. If a figure is flagged, the AI physically cannot reference it as sound.

03The contradiction guard

A second layer rewrites or blocks any AI sentence that praises a number the Trust Engine has flagged. Honest by construction, not by prompt.

"Most AI finance tools flag problems and publish anyway. Statim checks the numbers first, and gates the pack until they pass — then lets anyone, human or AI, talk about them. Flagging is not stopping."

A complete FP&A function.
Out of the box.

Everything a finance team produces each month — generated from your live books and checked before it leaves the building.

Management accounts & board packs

P&L, balance sheet and cashflow with AI commentary and charts — the trust verdict stamped on the cover.

Cash forecasting

A 12-month forecast anchored to your latest actuals and driven by AR ageing, with deterministic scenario and sensitivity runs — not a spreadsheet built on hope.

Working capital & runway

Real runway from actual cash and trailing burn, with AR and AP tied out to the ledger.

Month-end close & reconciliation

Recurring close checklists, pre-close checks and bank reconciliation with approve-and-lock controls.

AI accountant Q&A

Ask questions about your numbers in plain English. Every answer drawn only from figures that passed their checks.

Group & portfolio consolidation

Roll subsidiaries and holdings in any currency into one group view — intercompany eliminations, proper CTA treatment, tracking-category drill-down and a consolidated board pack.

Security & data handling

Built to pass your IT review.

Finance data is sensitive and AI raises fair questions. Here are the straight answers your IT team will ask for — and we'll put every one of them in writing.

The numbers never touch a model

Mapping, reconciliation, consolidation, forecasts and every Trust Engine check are deterministic code. AI is used for commentary and Q&A only.

AI off? Everything still runs

A kill-switch disables every model call. Management accounts, packs, forecasts and checks all run fully deterministic — nothing leaves.

No training on your data

Model calls run under zero-data-retention terms and your figures are never used to train models. Personal information is redacted before any model call.

Your ledger is never written to

Connections to Xero and QuickBooks are read-only. The AI drafts and explains; it never posts to your books.

Controls throughout

Encryption in transit and at rest, team permissions, MFA, approve-and-lock on every close, and GDPR export built in.

A full audit trail

Every AI interaction, override and sign-off is logged, named and time-stamped. Overrides need a documented reason and a time limit.

IT team has a questionnaire? Send it to hello@statimfpa.ai — you'll get written answers, not marketing.

One platform.
Three ways to run it.

Whether you run one company's numbers, a whole client base, or an investment portfolio — Statim fits the way you work.

For SME finance teams

Your FP&A function, without the headcount.

Founders and lean finance teams get real-time management accounts, cash visibility and a board pack that's ready when the board is — not three weeks later.

  • Live dashboard and monthly close on autopilot
  • Cash runway you can actually trust
  • Board packs with commentary, shared by secure link
  • Read-only mobile viewer for checking numbers anywhere
For accounting practices

Every client, one command centre.

Boutique firms and fractional CFOs manage an entire client portfolio from one place — with standardised reporting across every client.

  • White-label board packs — your logo, colours and fonts, locked at approval
  • Cross-client inbox, alerts and proactive insights
  • Guided onboarding to a first pack in minutes
  • Standardised mapping across wildly different charts of accounts
  • Daily digest of what needs attention, portfolio-wide
For VC & PE portfolios

Every holding, one consolidated view.

Funds, VCTs and holding companies with equity stakes in SMEs get group-level visibility across every portfolio company — without chasing spreadsheets at quarter-end.

  • Consolidated P&L, balance sheet and cash across the group
  • Drill by entity or Xero tracking category — per-site, per-property, per-project
  • Full, equity or cost-method treatment per holding
  • Group board packs with per-company drill-down
  • Portfolio companies connect or upload their own books

Questions, answered.

What exactly is a trust score?
Every close runs through 70+ deterministic checks — does the trial balance balance, is the bank reconciled, is FX applied correctly, does last month still tie out, is anything mis-mapped. Each check is weighted by the money at stake, producing a score out of 100 and a verdict: Ready, Review required, or Blocked. The verdict is a gate, not a comment — a Blocked close cannot publish a pack.
Does the AI ever write to my ledger?
No. The AI drafts, explains and summarises — it never posts to your books. All changes are operator-supervised with deterministic application, and every AI interaction is logged for audit.
Which accounting systems do you support?
Direct connections to Xero and QuickBooks Online, with Sage Business Cloud and FreeAgent on the way. You can also upload a trial balance directly — useful for practices standardising across mixed client stacks.
Can Statim consolidate a group or an investment portfolio?
Yes. Statim consolidates multiple entities into a single group view — intercompany eliminations, FX translation with proper CTA, and full, equity or cost-method treatment depending on the stake you hold. You can also drill by Xero tracking category for per-site, per-property or per-project reporting. Group board packs roll every company up with per-entity drill-down, and each portfolio company can connect or upload its own books.
How is my data protected?
Data is encrypted in transit and at rest, uploads are virus-scanned, and personally identifiable information is redacted before anything reaches an AI model. Model calls run under zero-data-retention terms and your figures are never used to train models. Full audit logging, team permissions, MFA and GDPR export are built in.
Our organisation restricts which AI tools we can use. Can we still run Statim?
Yes. The cleanest answer is AI-off mode: every report, pack, forecast and check runs fully deterministic with no model call at all. If you do want commentary and Q&A, model calls run under zero-data-retention terms — and if your policy requires inference inside an already-approved cloud boundary (AWS Bedrock, Google Vertex), talk to us. Your IT team gets written answers on what is deterministic, what touches a model, where it is processed, and what is retained.
What does it cost?
We're onboarding early access users now and shaping pricing with them. Join the waitlist and we'll share early-access terms when your invite is ready.
Why "Statim"?
Statim is Latin for "at once, without delay" — the standard doctors use when something must happen immediately. We think your numbers deserve the same urgency.

Finance, instantly.

Join the waitlist and be first in line as early access rolls out.

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